Security Evacuation: $100,000
If, as a result of an Occurrence that takes place during an Insured’s Trip and while traveling outside his or her Home Country, an Insured requires a Security Evacuation, the Insurer will pay a benefit to Transport the Insured to the Nearest Place of Safety. The determination that an Insured requires a Security Evacuation must be made by a Designated Security Consultant and all arrangements must be made by contacting the Worldwide Assistance Center (1.877.653.2516 or collect 1.715.345.0505). Benefits will be payable for Eligible Expenses up to the Maximum Limit shown in the Schedule.
Eligible Expenses are for Transportation and Related Costs to the Nearest Place of Safety necessary to ensure the Insured’s safety and well-being as determined by the Designated Security Consultant.
Security Evacuation benefits are payable only once per covered Trip.
Benefits will also be payable for Transportation and Related Costs within 14 days of the Security Evacuation to either of these locations as chosen by the Insured:
- back to the Host Country if return is safe and permitted; or
- to the Insured Person’s Home Country;
- to the Insured’s point of origin for the Trip;
This benefit is subject to the overall Maximum Limit shown in the Schedule.
Benefits will be payable for consulting services by Designated Security Consultant for seeking information on Missing Person or kidnapping cases if the Insured is deemed kidnapped or a Missing Person by local or international authorities. This benefit is subject to the overall Maximum Limit shown in the Schedule. The Worldwide Assistance Center must make all arrangements and must authorize all expenses in advance of any benefits being payable. The Worldwide Assistance Center is not responsible for the availability of Transport services. Where a Security Evacuation becomes impractical because of hostile or dangerous conditions, a Designated Security Consultant will endeavor to maintain contact with the Insured until a Security Evacuation becomes viable.
Right of Recovery
If, after a Security Evacuation is completed, it becomes clear that the Insured was an active participant in the events that led to an Occurrence, the Company has the right to recover all Transportation and Related Costs from the Insured Person.
Nearest Place of Safety
Nearest Place of Safety means a location determined by the Designated Security Consultant where:
- the Insured can be presumed safe from the Occurrence that precipitated the Insured’s Security Evacuation; and
- the Insured has access to transportation to his or her Home Country; and
- the Insured has the availability of temporary lodging, if needed.
Pre-Existing Medical Coverage
Question: Is pre-existing medical condition(s) covered?
Answer: No. Travel Guard looks back 90 days from the day the policy is/was purchased if the policyholder cancels or their trip is interrupted due to something the policyholder has been treated for within the 90 day look back period they do not have coverage. This applies to non traveling family members and business partners.
PRE-EXISTING MEDICAL CONDITION EXCLUSION: The Insurer will not pay for any Loss or expense incurred as The result of an Injury, Sickness or other condition of an Insured, Traveling Companion, Business Partner, or Family Member which, within the 90 day period immediately Preceding and including the Insured’s coverage effective Date: (a) first manifested itself, worsened or became acute or Had symptoms which would have prompted a reasonable Person to seek diagnosis, care or treatment; (b) for which Care or treatment was given or recommended by a Physician; (c) required taking prescription drugs or Medicines, unless the condition for which the drugs or Medicines are taken remains controlled without any change In the required prescription drugs or medicines
Why Buy Insurance?
Why Buy Travel Insurance?
- You have to cancel your trip or return home early due to an unexpected event such as bad weather, an illness in the family, involuntary job loss or the financial default of your airline, cruise line or tour operator.
- Your luggage is lost, delayed or damaged, forcing you to purchase necessary essentials, or prescription medications.
- You become ill, injured or require medical evacuation and learn that your health care plan doesn’t cover you outside the U.S.
- You run into flight delays and miss a portion of your trip or cruise.
- Your rental car is damaged leaving you responsible for the repair costs.
For full details of coverage please refer to your Description of Coverage.
Travel Smart with Travel Guard
Travel Guard is a worldwide leader in travel insurance and assistance solutions. Our extensive portfolio of travel coverage and emergency assistance plans helps travelers the world over solve problems.
- Coverage you can count on. When you trust a Travel Guard plan for the travel coverage and assistance services you need away from home, you can travel with confidence. Some plans even include coverage for children 17 and under at no additional cost!
- Included services add value. Most Travel Guard plans include a suite of concierge and travel assistance services. Your plan can start working for you from the day you buy it. Call anytime.